Website Terms of Use

The website accessible via (the "Website") is owned and operated by CrowdBnk Limited ("us", "we" and "our").  Access and use of the Website by any person ("you", "your"), is subject to these terms and conditions, and any notices, that are made publicly available on the Website from time to time by us (collectively, the "Terms of Use"). In addition, some features or services that are made available via the Website may be subject to additional terms and conditions promulgated by us from time to time and agreed with you ("Additional Agreements"), in which case your use of such features or services is subject to those Additional Agreements, which will also incorporate these Terms of Use by reference. In particular, the provisions of our Members Agreement govern the terms on which donations and investments are made via the Website. In the event of any conflict between the provisions of any Additional Agreement and these Terms of Use, the provisions of the Additional Agreement shall prevail. Please read these Terms of Use carefully before commencing use of the Website.  By using our Website, you agree to be subject to and abide by the Terms of Use.  If you do not agree to the Terms of Use, please refrain from using the Website.

About us

CrowdBnk Limited is a private company limited by shares, registered in England and Wales under company number 07706111, and our registered office is at TechHub @ Campus, 4-5 Bonhill Street, London, EC2A 4BX. CrowdBnk (No. 586771) is an appointed representative of BriceAmery Capital, which is authorised and regulated by the Financial Services Authority (No. 489602).

Terms of Access

Use of the Website is available only to individuals who are at least 18 years old.  By accessing the Website you represent and warrant that you are aged 18 years or older, and that all registration information you submit is accurate and truthful.

Access to the Website is permitted on a temporary basis, and we reserve the right to withdraw or amend all or part of any feature or service on the Website or refuse access to the Website or any feature or service for any reason and without notice (see Modifications of Terms of Use below) in our sole and absolute discretion. 

You are responsible for making all arrangements necessary for you to access the Website, and for ensuring that all persons who access the Website through your internet connection are aware of these Terms of Use and comply with them at all times.

Privacy Policy

Your privacy is important to us.  It is our policy to respect the confidentiality of information and the privacy of individuals. We are bound by the Data Protection Principles contained in the Data Protection Act 1998.  This policy sets out how we, acting as a data controller, collect and store your personal data, what we use it for and your rights.

What type of information will we collect from you?

We may collect and process the following information about you:

  • information that you provide by filling in forms on our Website, including information provided at the time of registering to use our Website, posting material or requesting further services;
  • if you contact us, we may keep a record of that correspondence, including if you report a problem or make a complaint;
  • any responses to surveys we conduct for research purposes;
  • details of transactions that you carry out through our Website; and
  • details of your visits to our Website, including traffic data, location data, weblogs and other communications data, and the content that you access.

Please note that we do not store your credit or debit card or bank account information.


We may collect information about your computer (including your IP address), operating system and browser type, for system administration purposes.

We may also obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. They help us to improve our Website and to deliver a better and more personalised service. They enable us:

  • to estimate our audience size and usage pattern;
  • to store information about your preferences, and so allow us to customise our Website according to your individual interests;
  • to speed up your searches; and
  • to recognise you when you return to our Website.

You may elect to refuse acceptance of cookies by activating the appropriate setting on your browser. However, if you select this option you may be unable to access certain parts of our Website.  Unless you have adjusted your browser setting so that it will refuse cookies, our system will automatically issue cookies when you log on to our Website.

Where do we store your personal information?

All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will use industry best standards to protect your personal data, we cannot guarantee the security of your data transmitted over our Website.  Any transmission of personal data is at your own risk.  Once we have received your information, we will use strict procedures and security features to actively prevent unauthorised access.

How will we use your personal information?

We use your personal information to:

  • ensure that content from our Website is presented in the most effective manner for you and for your computer;
  • provide you with information, products or services that you request from us or which we feel may interest you, where you have consented to be contacted for such purposes;
  • carry out our obligations arising from any contracts entered into between you and us;
  • allow you to participate in interactive features of our service, when you choose to do so;
  • notify you about changes to our Website;
  • contact you to verify information provided to us.

Unless you expressly agree, we will not disclose identifiable information about you to any third party.  We may, however, provide third parties with aggregate information about our users. 

How will we disclose your information?

We may disclose your personal information to any member of our group from time to time, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in section 736 of the UK Companies Act 2006.

We may disclose your personal information to third parties:

  • in the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets to the extent reasonably required to complete due diligence;
  • if CrowdBnk Ltd or substantially all of its assets are acquired by a third party, in which case your personal data held by us will be part of the transferred assets;
  • if we are under a duty to disclose or share your personal data in order to comply with any legal obligation, valid request from a governmental authority, or in order to enforce or apply our terms of use and other agreements; or to protect the rights, property, or safety of CrowdBnk, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

Your rights

You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise your right to prevent such processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by emailing [email protected].

The Data Protection Act 1998 gives you the right to access information held about you.  Your right of access can be exercised in accordance with the Data Protection Act.  Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.

Links to third party websites

Our Website sometimes contains links to and from other third party websites.  If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

Changes to our privacy policy

Any changes we may make to our privacy policy will be posted on this page and, where appropriate, notified to you by email.

Contact us

Questions, comments and request regarding this privacy policy are welcomed and should be addressed to [email protected].

Intellectual Property

Unless otherwise stated in these Terms of Use, all copyright, database rights, trade marks and other intellectual property rights in the content on the Website is owned by us or our licensors. Notwithstanding the preceding sentence, the copyright and other intellectual property rights in projects featured on the Website are owned by the creator(s) of those projects; provided, however, that any person who posts a project to the Website grants to us a perpetual license to display any such material on the Website.

Subject to these Terms of Use, no part of the Website may be reproduced or stored in any other website or included in any public or private electronic retrieval system or service without our prior written permission.  You are permitted to print and download extracts from the Website for your personal use.

Any use of material on the Website other than in accordance with these Terms of Use is prohibited.  If you breach any of these Terms of Use, your permission to use the Website will automatically terminate and you must immediately cease using any material other than for personal use.

Protection of Confidential Information

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We reserve the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms of Use.

Modification of Terms of Use

We reserve the right, in our sole discretion, to modify or replace any of these Terms of Use, or change, suspend, or discontinue the Website (including the availability of any feature, database, or content) at any time by posting a notice on the Website or by sending you an email. We may also impose limits on certain features and services or restrict your access to the Website, or parts of it, without notice or liability. It is your responsibility to check the Terms of Use periodically for changes. Your continued use of the Website following the posting of any changes to the Terms of Use constitutes an acceptance of those changes and an agreement to continue to be bound by the Terms of Use, as amended.


Commentary and other materials posted on the Website are not intended to amount to advice.  To the maximum extent permitted by law, we will not be liable in any way for any loss or damage suffered by you through use of or access to the Website, or failure to provide access to the Website. 


If the whole or any part of a provision of these Terms of Use is void, unenforceable or illegal in a jurisdiction then that provision or, if permissible, the relevant part of it, will be severed in respect of that jurisdiction.  The remainder of the Terms of Use will have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected.  This clause will have no effect if the severance alters the basic nature of the Terms of Use or is contrary to public policy.

Law and Jurisdiction

The Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with English law.

The information on this Website is not directed at residents of any country outside the United Kingdom and is not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.  It is the responsibility of visitors to this Website to ascertain the terms of and comply with any local law or regulation to which they are subjected.

The courts of the United Kingdom have non-exclusive jurisdiction over any claim arising from, or relating to, a visit to the Website although we retain the right to bring proceedings against you for a breach of these Terms of Use in your country of residence or any other relevant country.